Their system is that you have to pay in advance to obtain a credit, and then the amount is deducted from your credit. So I purchased a phone number from Anveo. However, there were mixed reports about its customer service quality. And there were also scattered reports of people using Anveo with success to do 2FA with US banks including Capital One. So a requirement for such a number is that it should support receiving SMSs via short codes.Īfter some checking, was one of the few VOIP/internet phone services which supported short codes. However, US banks (including Capital One) like to use SMS short codes to send SMSs to customers. The other option was a VOIP/internet phone number. Texting is unlimited international." However, this information will clearly date quickly, and may already be out of date. I spoke to a USA T-Mobile rep last fall (fall 2019) from T-Mobile, who said this was the cheapest plan that would allow me to receive SMSs outside the USA: "T-Mobile : Unlimited calling and texting T-Mobile plan USD 20 / month. T-Mobile is probably one of the few that does. And if they do, they probably don't do so at a reasonable cost. And many US phone carriers don't allow international service of the kind required, anyway. A regular US phone number is a very expensive solution if one is outside the US, and only needs a phone number to receive an occasional SMS.
My capital one credit card verification#
So I had a working password, but I could not log in, because when I tried to log in, the Capital One site would ask me for a US phone number to send a verification code, or make a verification call to. I had previously validated myself with Capital One. The following information is correct as of March 2020, except the part about T-Mobile which was current in fall 2019. I want to report that I have solved my issue. Apparently the way around that is to use a VPN. The minor one is that Google Voice needs to think I'm in the US. Though it's possible it's less fussy about what it considers to be a valid phone number than Capital One is. The major one is that Google Voice requires a US number, so it's a bit of a Catch 22. One, relatively major, one relatively minor. Setting up Google Voice has two problems. I've had conflicting reports that Google Voice will work with Capital One, but I haven't tried that yet. And perhaps unsurprisingly, the Capital One reps I've spoken to have been completely uninterested in helping me find a solution. There are a large variety of VOIP and virtual phone services available, some of which might work, but it's hard to know without trying them.
It seems especially expensive if all one needs it for is for an occasional SMS. I was wondering if anyone here had had that problem, and if so, wereĪble to resolve it? A regular US number is quite an expensive thing to maintain outside the US, and even within the US. And apparently it's quite fussy what it considers a valid US phone number. And Capital One doesn't let one do two factor authentication using email, only SMS to a US mobile phone. A variety of things can trigger two factor authentication with Capital One. But I can't log into online banking, even though I have a valid password, because I don't have a working US mobile phone. And maybe I'm making it more complicated or difficult than it needs to be. Of the face of it, it's a relatively trivial issue. I have been facing the following problem/issue for some time, but don't yet have a solution.
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